Federal Financial Aid

Brown College participates in a number of federally funded financial aid programs, administered in accordance with prevailing federal and state laws and the school's institutional policies. Students must meet the eligibility requirements of these programs in order to participate. Students are responsible for providing all requested documentation in a timely manner; failure to do so may jeopardize financial aid eligibility. In order to remain eligible for financial aid, students must maintain satisfactory academic progress as defined in the Brown College catalog.

The links provided on this page offer more details about the types of funding that may be available. If at any point in the process you have questions or need more information, a Brooks Institute Student Finance Representative is available for assistance.

Financial aid must be approved and all necessary documentation completed before the aid can be applied toward tuition and fees.

You may access the Department of Education's "Funding Your Education" page, or guide for a more-detailed understanding of student financial aid programs. We also suggest referencing the school catalog for additional, more-specific information about various forms of financial aid. Brown's financial aid representatives can also help students identify financial aid options for which they may qualify, including the following Title IV programs:

Federal Pell Grant

This grant program is designed to assist needy undergraduate students who desire to continue their education beyond high school. Every student is entitled to apply for a Federal Pell Grant. Eligibility is determined by a standard federal formula, which takes into consideration family size, income and resources to determine need. The actual amount of the award is based upon the cost of attendance, enrollment status, and the amount of money appropriated by Congress to fund the program. The Federal Pell Grant makes it possible to provide a foundation of financial aid to help defray the cost of a postsecondary education. Unlike loans, the Federal Pell Grant does not usually have to be paid back.

Federal Supplemental and Educational Opportunity Grant (FSEOG)

The FSEOG is a grant program for undergraduate students with exceptional need, with priority given to students with Federal Pell Grant eligibility. The federal government allocates FSEOG funds to participating schools. This is a limited pool of funds, and the school will determine to whom and how much it will award based on federal guidelines. Often, due to limited funding, FSEOG award resources are exhausted early in the year.

Federal Student and Parent Loans

The U.S. Department of Education’s major form of self-help aid includes loans to students and parents through the William D. Ford Federal Direct Loan (Direct Loans) Program. Direct Loans include Federal Stafford, Federal Parent PLUS, Federal Grad PLUS, and Federal Consolidation Loans and are available through the U.S. government.

Federal Direct Stafford

Federal Direct Stafford loans are low-interest loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. Eligible students borrow directly from the U.S. Department of Education (the Department) at participating schools. Learn more.

Direct Stafford Loans include the following two types of loans:

  • A Subsidized Loan is need-based and the government pays (subsidizes) the interest while the student is in school at least half-time.

    An Unsubsidized Loan is not based on need. Unlike a subsidized loan, the student is responsible for paying the interest that accrues from the time the loan is disbursed until it is paid in full. Students may choose to pay the interest while in school or allow it to accrue (added to the principal amount of the loan).

    These loans do not require a credit check and are available to pay for direct expenses (tuition and fees, books and supplies) and indirect educational-related expenses (room and board, transportation and personal expenses). Loan limits depend on the student’s grade level and loan type (subsidized or unsubsidized). Repayment begins six months after the student graduates, withdraws from school, or falls below half-time enrollment status.
    Federal Aggregate (Total Combined Borrowing) Loan Limits
      Maximum Combined Subsidized & Unsubsidized Stafford Maximum Subsidized Stafford - based on need
    Dependent Undergraduate $ 31,000 $ 23,000
    Independent Undergraduate $ 57,500 $ 23,000
    Graduate $138,500 $ 65,500

Federal Direct Parent PLUS Loans

The William D. Ford Federal Direct Parent-PLUS Loan is available to parents of dependent undergraduate students. Either or both parents may borrow through this program. These loans are not based on need but when combined with other resources, cannot exceed the student’s cost of education. A credit check on the parent borrower is required.

Repayment begins within 60 days of final disbursement of the loan within a loan period. However, parents may request deferment of payments while the student is attending at least halftime.

Federal Work Study (FWS)

FWS is a financial aid program designed to assist students in meeting some of the costs of their education by working part-time while attending school. Positions may be on-campus, off-campus, or community service related. A candidate must demonstrate financial need (as determined by their responses to the FAFSA) to be awarded FWS. The number of positions available may be limited depending upon the institution’s annual funding allocation from the federal government.

*Financial aid is available for those who qualify.